B of A or the government is BAD in math

Here's an article in the Monday September 21, 2009, San Diego Union-Tribune:
http://www3.signonsandiego.com/stories/2009/sep/21/us-bank-america-government-092109/?business&zIndex=169774

I was most interested in the last paragraphs of the article.

"Bank of America has received a total of $45 billion from the Treasury's $700 billion financial bailout pot, which is financed by taxpayers.

The company says it wants to repay $20 billion of that money, which would remove the company from a list of firms that have received "exceptional" assistance from the government.

Such companies are subject to greater government scrutiny, including having to provide plans outlining compensation packages for their highest-paid employees. The Obama administration's pay czar, Kenneth Feinberg, has the power to veto them."

So B of A RECEIVES $45B in taxpayers money then after a while gives back $20B to get out from having to provide how B of A will compensate its highest-paid employees. That's $25 BILLION less than they received & now they don't have to justify compensating the employees that put them in a position to need taxpayer assistance? That's not right! They get to keep more than half (56%) of the bailout funds and not disclose how they are paying their executives.
 
Isn't this one of the reasons the bailout was necessary? Didn't the officers of financial institutions pay themselves (& the officers of the companies they acquired) large salaries & bonuses? They don't seem grateful for the bailout. It appears as if they're trying to get back to business as usual & screw the taxpayers. Or do they believe we won't notice or care?